LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,743
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,668
−HK$940/mo
Today · 4.125%
HK$31,608
baseline
▲ 0.50% · 4.625%
HK$33,532
+HK$1,924/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,216/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,089
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,977
−HK$900/mo
Today · 4.125%
HK$34,877
baseline
▲ 0.50% · 4.625%
HK$36,715
+HK$1,838/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,754/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,692
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,802
−HK$1,128/mo
Today · 4.125%
HK$37,930
baseline
▲ 0.50% · 4.625%
HK$40,238
+HK$2,308/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,860/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,707
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,772
−HK$1,080/mo
Today · 4.125%
HK$41,852
baseline
▲ 0.50% · 4.625%
HK$44,058
+HK$2,206/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,704/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,641
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,936
−HK$1,316/mo
Today · 4.125%
HK$44,252
baseline
▲ 0.50% · 4.625%
HK$46,944
+HK$2,692/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,504/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,325
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,567
−HK$1,260/mo
Today · 4.125%
HK$48,827
baseline
▲ 0.50% · 4.625%
HK$51,401
+HK$2,574/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,654/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,538
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,203
−HK$1,692/mo
Today · 4.125%
HK$56,895
baseline
▲ 0.50% · 4.625%
HK$60,357
+HK$3,462/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,790/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,560
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,158
−HK$1,620/mo
Today · 4.125%
HK$62,778
baseline
▲ 0.50% · 4.625%
HK$66,087
+HK$3,309/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,556/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,144 · Scale 2, in force from 26 Feb 2026)