LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,750
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,675
−HK$940/mo
Today · 4.125%
HK$31,615
baseline
▲ 0.50% · 4.625%
HK$33,539
+HK$1,924/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,230/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,096
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,984
−HK$900/mo
Today · 4.125%
HK$34,884
baseline
▲ 0.50% · 4.625%
HK$36,723
+HK$1,839/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,768/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,700
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,810
−HK$1,129/mo
Today · 4.125%
HK$37,939
baseline
▲ 0.50% · 4.625%
HK$40,247
+HK$2,308/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,878/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,716
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,781
−HK$1,080/mo
Today · 4.125%
HK$41,861
baseline
▲ 0.50% · 4.625%
HK$44,068
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,722/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,650
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,945
−HK$1,317/mo
Today · 4.125%
HK$44,262
baseline
▲ 0.50% · 4.625%
HK$46,955
+HK$2,693/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,524/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,335
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,578
−HK$1,260/mo
Today · 4.125%
HK$48,838
baseline
▲ 0.50% · 4.625%
HK$51,413
+HK$2,575/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,676/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,550
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,215
−HK$1,693/mo
Today · 4.125%
HK$56,908
baseline
▲ 0.50% · 4.625%
HK$60,370
+HK$3,462/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,816/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,574
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,171
−HK$1,621/mo
Today · 4.125%
HK$62,792
baseline
▲ 0.50% · 4.625%
HK$66,102
+HK$3,310/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,584/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,252 · Scale 2, in force from 26 Feb 2026)