LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,754
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,680
−HK$940/mo
Today · 4.125%
HK$31,620
baseline
▲ 0.50% · 4.625%
HK$33,544
+HK$1,924/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,240/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,101
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,989
−HK$900/mo
Today · 4.125%
HK$34,889
baseline
▲ 0.50% · 4.625%
HK$36,728
+HK$1,839/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,778/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,705
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,815
−HK$1,129/mo
Today · 4.125%
HK$37,944
baseline
▲ 0.50% · 4.625%
HK$40,253
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,888/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,721
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,787
−HK$1,080/mo
Today · 4.125%
HK$41,867
baseline
▲ 0.50% · 4.625%
HK$44,074
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,734/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,656
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,951
−HK$1,317/mo
Today · 4.125%
HK$44,268
baseline
▲ 0.50% · 4.625%
HK$46,961
+HK$2,693/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,536/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,341
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,584
−HK$1,261/mo
Today · 4.125%
HK$48,845
baseline
▲ 0.50% · 4.625%
HK$51,420
+HK$2,575/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,690/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,557
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,223
−HK$1,693/mo
Today · 4.125%
HK$56,916
baseline
▲ 0.50% · 4.625%
HK$60,379
+HK$3,463/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,832/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,582
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,180
−HK$1,621/mo
Today · 4.125%
HK$62,801
baseline
▲ 0.50% · 4.625%
HK$66,111
+HK$3,310/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,602/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,321 · Scale 2, in force from 26 Feb 2026)