LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,755
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,680
−HK$941/mo
Today · 4.125%
HK$31,621
baseline
▲ 0.50% · 4.625%
HK$33,545
+HK$1,924/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,242/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,102
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,990
−HK$900/mo
Today · 4.125%
HK$34,890
baseline
▲ 0.50% · 4.625%
HK$36,729
+HK$1,839/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,706
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,816
−HK$1,129/mo
Today · 4.125%
HK$37,945
baseline
▲ 0.50% · 4.625%
HK$40,254
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,890/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,722
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,788
−HK$1,080/mo
Today · 4.125%
HK$41,868
baseline
▲ 0.50% · 4.625%
HK$44,075
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,736/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,657
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,952
−HK$1,317/mo
Today · 4.125%
HK$44,269
baseline
▲ 0.50% · 4.625%
HK$46,962
+HK$2,693/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,538/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,343
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,585
−HK$1,261/mo
Today · 4.125%
HK$48,846
baseline
▲ 0.50% · 4.625%
HK$51,421
+HK$2,575/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,692/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,558
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,224
−HK$1,693/mo
Today · 4.125%
HK$56,917
baseline
▲ 0.50% · 4.625%
HK$60,380
+HK$3,463/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,834/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,583
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,181
−HK$1,621/mo
Today · 4.125%
HK$62,802
baseline
▲ 0.50% · 4.625%
HK$66,113
+HK$3,311/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,604/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,332 · Scale 2, in force from 26 Feb 2026)