LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,755
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,681
−HK$940/mo
Today · 4.125%
HK$31,621
baseline
▲ 0.50% · 4.625%
HK$33,545
+HK$1,924/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,242/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,102
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,990
−HK$901/mo
Today · 4.125%
HK$34,891
baseline
▲ 0.50% · 4.625%
HK$36,730
+HK$1,839/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,782/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,706
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,817
−HK$1,128/mo
Today · 4.125%
HK$37,945
baseline
▲ 0.50% · 4.625%
HK$40,254
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,890/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,723
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,788
−HK$1,081/mo
Today · 4.125%
HK$41,869
baseline
▲ 0.50% · 4.625%
HK$44,076
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,738/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,657
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,953
−HK$1,316/mo
Today · 4.125%
HK$44,269
baseline
▲ 0.50% · 4.625%
HK$46,963
+HK$2,694/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,538/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,343
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,586
−HK$1,261/mo
Today · 4.125%
HK$48,847
baseline
▲ 0.50% · 4.625%
HK$51,422
+HK$2,575/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,694/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,559
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,225
−HK$1,693/mo
Today · 4.125%
HK$56,918
baseline
▲ 0.50% · 4.625%
HK$60,381
+HK$3,463/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,836/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,584
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,182
−HK$1,621/mo
Today · 4.125%
HK$62,803
baseline
▲ 0.50% · 4.625%
HK$66,113
+HK$3,310/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,606/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,337 · Scale 2, in force from 26 Feb 2026)