LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,756
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$940/mo
Today · 4.125%
HK$31,622
baseline
▲ 0.50% · 4.625%
HK$33,546
+HK$1,924/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,244/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,103
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,991
−HK$901/mo
Today · 4.125%
HK$34,892
baseline
▲ 0.50% · 4.625%
HK$36,731
+HK$1,839/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,784/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,707
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,818
−HK$1,128/mo
Today · 4.125%
HK$37,946
baseline
▲ 0.50% · 4.625%
HK$40,255
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,892/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,724
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,789
−HK$1,081/mo
Today · 4.125%
HK$41,870
baseline
▲ 0.50% · 4.625%
HK$44,077
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,740/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,658
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,954
−HK$1,317/mo
Today · 4.125%
HK$44,271
baseline
▲ 0.50% · 4.625%
HK$46,964
+HK$2,693/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,542/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,344
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,587
−HK$1,261/mo
Today · 4.125%
HK$48,848
baseline
▲ 0.50% · 4.625%
HK$51,423
+HK$2,575/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,696/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,561
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,227
−HK$1,692/mo
Today · 4.125%
HK$56,919
baseline
▲ 0.50% · 4.625%
HK$60,383
+HK$3,464/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,838/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,586
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,184
−HK$1,621/mo
Today · 4.125%
HK$62,805
baseline
▲ 0.50% · 4.625%
HK$66,115
+HK$3,310/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,610/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,352 · Scale 2, in force from 26 Feb 2026)