LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,756
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$940/mo
Today · 4.125%
HK$31,622
baseline
▲ 0.50% · 4.625%
HK$33,547
+HK$1,925/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,244/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,104
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$900/mo
Today · 4.125%
HK$34,892
baseline
▲ 0.50% · 4.625%
HK$36,731
+HK$1,839/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,784/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,708
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,818
−HK$1,129/mo
Today · 4.125%
HK$37,947
baseline
▲ 0.50% · 4.625%
HK$40,256
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,894/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,724
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,790
−HK$1,081/mo
Today · 4.125%
HK$41,871
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,742/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,659
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,955
−HK$1,316/mo
Today · 4.125%
HK$44,271
baseline
▲ 0.50% · 4.625%
HK$46,965
+HK$2,694/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,542/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,345
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,588
−HK$1,261/mo
Today · 4.125%
HK$48,849
baseline
▲ 0.50% · 4.625%
HK$51,424
+HK$2,575/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,698/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,562
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,228
−HK$1,692/mo
Today · 4.125%
HK$56,920
baseline
▲ 0.50% · 4.625%
HK$60,384
+HK$3,464/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,840/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,587
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,185
−HK$1,621/mo
Today · 4.125%
HK$62,806
baseline
▲ 0.50% · 4.625%
HK$66,117
+HK$3,311/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,612/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,360 · Scale 2, in force from 26 Feb 2026)