LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,757
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$941/mo
Today · 4.125%
HK$31,623
baseline
▲ 0.50% · 4.625%
HK$33,547
+HK$1,924/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,246/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,104
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$901/mo
Today · 4.125%
HK$34,893
baseline
▲ 0.50% · 4.625%
HK$36,732
+HK$1,839/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,786/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,708
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,819
−HK$1,128/mo
Today · 4.125%
HK$37,947
baseline
▲ 0.50% · 4.625%
HK$40,256
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,894/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,725
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,790
−HK$1,081/mo
Today · 4.125%
HK$41,871
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,742/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,660
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,955
−HK$1,317/mo
Today · 4.125%
HK$44,272
baseline
▲ 0.50% · 4.625%
HK$46,966
+HK$2,694/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,544/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,346
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,589
−HK$1,261/mo
Today · 4.125%
HK$48,850
baseline
▲ 0.50% · 4.625%
HK$51,425
+HK$2,575/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,700/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,562
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,228
−HK$1,693/mo
Today · 4.125%
HK$56,921
baseline
▲ 0.50% · 4.625%
HK$60,385
+HK$3,464/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,842/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,587
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,186
−HK$1,621/mo
Today · 4.125%
HK$62,807
baseline
▲ 0.50% · 4.625%
HK$66,117
+HK$3,310/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,614/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,366 · Scale 2, in force from 26 Feb 2026)