LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,760
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,685
−HK$941/mo
Today · 4.125%
HK$31,626
baseline
▲ 0.50% · 4.625%
HK$33,550
+HK$1,924/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,252/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,107
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,995
−HK$901/mo
Today · 4.125%
HK$34,896
baseline
▲ 0.50% · 4.625%
HK$36,735
+HK$1,839/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,792/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,711
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,822
−HK$1,129/mo
Today · 4.125%
HK$37,951
baseline
▲ 0.50% · 4.625%
HK$40,260
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,902/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,729
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,794
−HK$1,081/mo
Today · 4.125%
HK$41,875
baseline
▲ 0.50% · 4.625%
HK$44,082
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,750/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,663
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,959
−HK$1,317/mo
Today · 4.125%
HK$44,276
baseline
▲ 0.50% · 4.625%
HK$46,970
+HK$2,694/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,552/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,350
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,593
−HK$1,261/mo
Today · 4.125%
HK$48,854
baseline
▲ 0.50% · 4.625%
HK$51,429
+HK$2,575/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,708/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,567
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,233
−HK$1,693/mo
Today · 4.125%
HK$56,926
baseline
▲ 0.50% · 4.625%
HK$60,390
+HK$3,464/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,852/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,593
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,191
−HK$1,621/mo
Today · 4.125%
HK$62,812
baseline
▲ 0.50% · 4.625%
HK$66,123
+HK$3,311/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,624/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,411 · Scale 2, in force from 26 Feb 2026)