LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,760
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,686
−HK$941/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,551
+HK$1,924/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,996
−HK$901/mo
Today · 4.125%
HK$34,897
baseline
▲ 0.50% · 4.625%
HK$36,736
+HK$1,839/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,794/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,712
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,823
−HK$1,129/mo
Today · 4.125%
HK$37,952
baseline
▲ 0.50% · 4.625%
HK$40,261
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,904/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,730
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,795
−HK$1,081/mo
Today · 4.125%
HK$41,876
baseline
▲ 0.50% · 4.625%
HK$44,084
+HK$2,208/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,752/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,665
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,961
−HK$1,316/mo
Today · 4.125%
HK$44,277
baseline
▲ 0.50% · 4.625%
HK$46,971
+HK$2,694/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,554/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,351
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,595
−HK$1,261/mo
Today · 4.125%
HK$48,856
baseline
▲ 0.50% · 4.625%
HK$51,431
+HK$2,575/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,712/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,569
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,235
−HK$1,693/mo
Today · 4.125%
HK$56,928
baseline
▲ 0.50% · 4.625%
HK$60,392
+HK$3,464/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,856/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,595
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,193
−HK$1,621/mo
Today · 4.125%
HK$62,814
baseline
▲ 0.50% · 4.625%
HK$66,125
+HK$3,311/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,628/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,426 · Scale 2, in force from 26 Feb 2026)