LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,761
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,687
−HK$940/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,552
+HK$1,925/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,109
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,997
−HK$900/mo
Today · 4.125%
HK$34,897
baseline
▲ 0.50% · 4.625%
HK$36,737
+HK$1,840/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,794/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,713
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,824
−HK$1,128/mo
Today · 4.125%
HK$37,952
baseline
▲ 0.50% · 4.625%
HK$40,262
+HK$2,310/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,904/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,730
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,796
−HK$1,081/mo
Today · 4.125%
HK$41,877
baseline
▲ 0.50% · 4.625%
HK$44,084
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,754/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,665
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,961
−HK$1,317/mo
Today · 4.125%
HK$44,278
baseline
▲ 0.50% · 4.625%
HK$46,972
+HK$2,694/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,556/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,352
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,595
−HK$1,261/mo
Today · 4.125%
HK$48,856
baseline
▲ 0.50% · 4.625%
HK$51,432
+HK$2,576/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,712/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,569
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,236
−HK$1,693/mo
Today · 4.125%
HK$56,929
baseline
▲ 0.50% · 4.625%
HK$60,393
+HK$3,464/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,858/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,595
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,194
−HK$1,621/mo
Today · 4.125%
HK$62,815
baseline
▲ 0.50% · 4.625%
HK$66,126
+HK$3,311/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,630/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,433 · Scale 2, in force from 26 Feb 2026)