LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,763
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,689
−HK$941/mo
Today · 4.125%
HK$31,630
baseline
▲ 0.50% · 4.625%
HK$33,554
+HK$1,924/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,260/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,111
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,999
−HK$901/mo
Today · 4.125%
HK$34,900
baseline
▲ 0.50% · 4.625%
HK$36,740
+HK$1,840/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,800/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,716
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,827
−HK$1,129/mo
Today · 4.125%
HK$37,956
baseline
▲ 0.50% · 4.625%
HK$40,265
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,912/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,734
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,799
−HK$1,081/mo
Today · 4.125%
HK$41,880
baseline
▲ 0.50% · 4.625%
HK$44,088
+HK$2,208/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,760/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,669
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,965
−HK$1,317/mo
Today · 4.125%
HK$44,282
baseline
▲ 0.50% · 4.625%
HK$46,976
+HK$2,694/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,564/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,356
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,599
−HK$1,261/mo
Today · 4.125%
HK$48,860
baseline
▲ 0.50% · 4.625%
HK$51,436
+HK$2,576/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,720/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,574
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,240
−HK$1,693/mo
Today · 4.125%
HK$56,933
baseline
▲ 0.50% · 4.625%
HK$60,398
+HK$3,465/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,866/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,600
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,199
−HK$1,621/mo
Today · 4.125%
HK$62,820
baseline
▲ 0.50% · 4.625%
HK$66,132
+HK$3,312/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,640/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,473 · Scale 2, in force from 26 Feb 2026)