LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,766
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,692
−HK$941/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,558
+HK$1,925/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,115
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,003
−HK$901/mo
Today · 4.125%
HK$34,904
baseline
▲ 0.50% · 4.625%
HK$36,743
+HK$1,839/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,808/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,719
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,830
−HK$1,129/mo
Today · 4.125%
HK$37,959
baseline
▲ 0.50% · 4.625%
HK$40,269
+HK$2,310/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,918/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,737
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,803
−HK$1,081/mo
Today · 4.125%
HK$41,884
baseline
▲ 0.50% · 4.625%
HK$44,092
+HK$2,208/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,768/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,673
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,969
−HK$1,317/mo
Today · 4.125%
HK$44,286
baseline
▲ 0.50% · 4.625%
HK$46,981
+HK$2,695/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,572/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,360
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,604
−HK$1,261/mo
Today · 4.125%
HK$48,865
baseline
▲ 0.50% · 4.625%
HK$51,441
+HK$2,576/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,730/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,579
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,246
−HK$1,693/mo
Today · 4.125%
HK$56,939
baseline
▲ 0.50% · 4.625%
HK$60,404
+HK$3,465/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,878/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,606
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,205
−HK$1,622/mo
Today · 4.125%
HK$62,827
baseline
▲ 0.50% · 4.625%
HK$66,138
+HK$3,311/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,654/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,521 · Scale 2, in force from 26 Feb 2026)