LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,767
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,693
−HK$940/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,558
+HK$1,925/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,115
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,003
−HK$901/mo
Today · 4.125%
HK$34,904
baseline
▲ 0.50% · 4.625%
HK$36,744
+HK$1,840/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,808/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,720
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,831
−HK$1,129/mo
Today · 4.125%
HK$37,960
baseline
▲ 0.50% · 4.625%
HK$40,270
+HK$2,310/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,920/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,738
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,804
−HK$1,081/mo
Today · 4.125%
HK$41,885
baseline
▲ 0.50% · 4.625%
HK$44,093
+HK$2,208/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,770/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,673
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,970
−HK$1,317/mo
Today · 4.125%
HK$44,287
baseline
▲ 0.50% · 4.625%
HK$46,981
+HK$2,694/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,574/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,361
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,605
−HK$1,261/mo
Today · 4.125%
HK$48,866
baseline
▲ 0.50% · 4.625%
HK$51,442
+HK$2,576/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,732/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,580
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,247
−HK$1,693/mo
Today · 4.125%
HK$56,940
baseline
▲ 0.50% · 4.625%
HK$60,405
+HK$3,465/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,880/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,607
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,206
−HK$1,622/mo
Today · 4.125%
HK$62,828
baseline
▲ 0.50% · 4.625%
HK$66,139
+HK$3,311/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,656/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,530 · Scale 2, in force from 26 Feb 2026)