LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,767
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,693
−HK$941/mo
Today · 4.125%
HK$31,634
baseline
▲ 0.50% · 4.625%
HK$33,558
+HK$1,924/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,268/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,115
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,004
−HK$901/mo
Today · 4.125%
HK$34,905
baseline
▲ 0.50% · 4.625%
HK$36,744
+HK$1,839/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,810/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,720
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,832
−HK$1,128/mo
Today · 4.125%
HK$37,960
baseline
▲ 0.50% · 4.625%
HK$40,270
+HK$2,310/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,920/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,739
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,804
−HK$1,082/mo
Today · 4.125%
HK$41,886
baseline
▲ 0.50% · 4.625%
HK$44,093
+HK$2,207/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,772/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,674
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,970
−HK$1,317/mo
Today · 4.125%
HK$44,287
baseline
▲ 0.50% · 4.625%
HK$46,982
+HK$2,695/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,574/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,362
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,605
−HK$1,261/mo
Today · 4.125%
HK$48,866
baseline
▲ 0.50% · 4.625%
HK$51,442
+HK$2,576/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,732/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,581
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,247
−HK$1,694/mo
Today · 4.125%
HK$56,941
baseline
▲ 0.50% · 4.625%
HK$60,405
+HK$3,464/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,882/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,608
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,207
−HK$1,621/mo
Today · 4.125%
HK$62,828
baseline
▲ 0.50% · 4.625%
HK$66,140
+HK$3,312/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,656/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,534 · Scale 2, in force from 26 Feb 2026)