LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,769
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,695
−HK$940/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,560
+HK$1,925/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,117
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,006
−HK$901/mo
Today · 4.125%
HK$34,907
baseline
▲ 0.50% · 4.625%
HK$36,747
+HK$1,840/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,814/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,722
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,834
−HK$1,129/mo
Today · 4.125%
HK$37,963
baseline
▲ 0.50% · 4.625%
HK$40,272
+HK$2,309/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,926/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,741
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,807
−HK$1,081/mo
Today · 4.125%
HK$41,888
baseline
▲ 0.50% · 4.625%
HK$44,096
+HK$2,208/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,776/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,676
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,973
−HK$1,317/mo
Today · 4.125%
HK$44,290
baseline
▲ 0.50% · 4.625%
HK$46,985
+HK$2,695/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,580/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,364
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,608
−HK$1,261/mo
Today · 4.125%
HK$48,869
baseline
▲ 0.50% · 4.625%
HK$51,445
+HK$2,576/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,738/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,584
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,250
−HK$1,694/mo
Today · 4.125%
HK$56,944
baseline
▲ 0.50% · 4.625%
HK$60,409
+HK$3,465/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,888/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,611
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,210
−HK$1,622/mo
Today · 4.125%
HK$62,832
baseline
▲ 0.50% · 4.625%
HK$66,144
+HK$3,312/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,664/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,562 · Scale 2, in force from 26 Feb 2026)