LTV · monthly repayment
▼ 0.50% · 3.625%
HK$297,748
−HK$18,672/mo
▼ 0.25% · 3.875%
HK$307,010
−HK$9,410/mo
Today · 4.125%
HK$316,420
baseline
▲ 0.50% · 4.625%
HK$335,673
+HK$19,253/mo
Deposit HK$65.29M · loan HK$65.29M · min. income ≈ HK$632,840/mo (50% DSR)
Upfront cash ≈ HK$73.78M (deposit + AVD stamp duty HK$8,487,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,242
−HK$17,896/mo
▼ 0.25% · 3.875%
HK$340,126
−HK$9,012/mo
Today · 4.125%
HK$349,138
baseline
▲ 0.50% · 4.625%
HK$367,541
+HK$18,403/mo
Deposit HK$65.29M · loan HK$65.29M · min. income ≈ HK$698,276/mo (50% DSR)
Upfront cash ≈ HK$73.78M (deposit + AVD stamp duty HK$8,487,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,298
−HK$22,405/mo
▼ 0.25% · 3.875%
HK$368,412
−HK$11,291/mo
Today · 4.125%
HK$379,703
baseline
▲ 0.50% · 4.625%
HK$402,808
+HK$23,105/mo
Deposit HK$52.23M · loan HK$78.35M · min. income ≈ HK$759,406/mo (50% DSR)
Upfront cash ≈ HK$60.72M (deposit + AVD stamp duty HK$8,487,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,490
−HK$21,475/mo
▼ 0.25% · 3.875%
HK$408,151
−HK$10,814/mo
Today · 4.125%
HK$418,965
baseline
▲ 0.50% · 4.625%
HK$441,050
+HK$22,085/mo
Deposit HK$52.23M · loan HK$78.35M · min. income ≈ HK$837,930/mo (50% DSR)
Upfront cash ≈ HK$60.72M (deposit + AVD stamp duty HK$8,487,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,847
−HK$26,140/mo
▼ 0.25% · 3.875%
HK$429,814
−HK$13,173/mo
Today · 4.125%
HK$442,987
baseline
▲ 0.50% · 4.625%
HK$469,942
+HK$26,955/mo
Deposit HK$39.17M · loan HK$91.40M · min. income ≈ HK$885,974/mo (50% DSR)
Upfront cash ≈ HK$47.66M (deposit + AVD stamp duty HK$8,487,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$463,739
−HK$25,054/mo
▼ 0.25% · 3.875%
HK$476,176
−HK$12,617/mo
Today · 4.125%
HK$488,793
baseline
▲ 0.50% · 4.625%
HK$514,558
+HK$25,765/mo
Deposit HK$39.17M · loan HK$91.40M · min. income ≈ HK$977,586/mo (50% DSR)
Upfront cash ≈ HK$47.66M (deposit + AVD stamp duty HK$8,487,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,947
−HK$33,608/mo
▼ 0.25% · 3.875%
HK$552,618
−HK$16,937/mo
Today · 4.125%
HK$569,555
baseline
▲ 0.50% · 4.625%
HK$604,211
+HK$34,656/mo
Deposit HK$13.06M · loan HK$117.52M · min. income ≈ HK$1,139,110/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$8,487,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$596,235
−HK$32,213/mo
▼ 0.25% · 3.875%
HK$612,226
−HK$16,222/mo
Today · 4.125%
HK$628,448
baseline
▲ 0.50% · 4.625%
HK$661,574
+HK$33,126/mo
Deposit HK$13.06M · loan HK$117.52M · min. income ≈ HK$1,256,896/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$8,487,479 · Scale 2, in force from 26 Feb 2026)