LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,776
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,702
−HK$941/mo
Today · 4.125%
HK$31,643
baseline
▲ 0.50% · 4.625%
HK$33,569
+HK$1,926/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,286/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,126
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,014
−HK$901/mo
Today · 4.125%
HK$34,915
baseline
▲ 0.50% · 4.625%
HK$36,756
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,830/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,731
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,843
−HK$1,129/mo
Today · 4.125%
HK$37,972
baseline
▲ 0.50% · 4.625%
HK$40,283
+HK$2,311/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,944/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,751
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,817
−HK$1,081/mo
Today · 4.125%
HK$41,898
baseline
▲ 0.50% · 4.625%
HK$44,107
+HK$2,209/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,796/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,687
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,983
−HK$1,318/mo
Today · 4.125%
HK$44,301
baseline
▲ 0.50% · 4.625%
HK$46,996
+HK$2,695/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,602/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,376
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,620
−HK$1,262/mo
Today · 4.125%
HK$48,882
baseline
▲ 0.50% · 4.625%
HK$51,458
+HK$2,576/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,764/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,597
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,264
−HK$1,694/mo
Today · 4.125%
HK$56,958
baseline
▲ 0.50% · 4.625%
HK$60,424
+HK$3,466/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,916/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,626
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,225
−HK$1,623/mo
Today · 4.125%
HK$62,848
baseline
▲ 0.50% · 4.625%
HK$66,161
+HK$3,313/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,696/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,685 · Scale 2, in force from 26 Feb 2026)