LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,777
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,704
−HK$941/mo
Today · 4.125%
HK$31,645
baseline
▲ 0.50% · 4.625%
HK$33,570
+HK$1,925/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,290/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,127
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,015
−HK$902/mo
Today · 4.125%
HK$34,917
baseline
▲ 0.50% · 4.625%
HK$36,757
+HK$1,840/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,834/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,733
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,844
−HK$1,130/mo
Today · 4.125%
HK$37,974
baseline
▲ 0.50% · 4.625%
HK$40,284
+HK$2,310/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$75,948/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,752
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,819
−HK$1,081/mo
Today · 4.125%
HK$41,900
baseline
▲ 0.50% · 4.625%
HK$44,109
+HK$2,209/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$83,800/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,688
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,985
−HK$1,317/mo
Today · 4.125%
HK$44,302
baseline
▲ 0.50% · 4.625%
HK$46,998
+HK$2,696/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,604/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,378
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,622
−HK$1,261/mo
Today · 4.125%
HK$48,883
baseline
▲ 0.50% · 4.625%
HK$51,460
+HK$2,577/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,766/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,599
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,266
−HK$1,694/mo
Today · 4.125%
HK$56,960
baseline
▲ 0.50% · 4.625%
HK$60,426
+HK$3,466/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,920/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,629
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,228
−HK$1,622/mo
Today · 4.125%
HK$62,850
baseline
▲ 0.50% · 4.625%
HK$66,163
+HK$3,313/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,700/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,704 · Scale 2, in force from 26 Feb 2026)