LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,779
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,705
−HK$941/mo
Today · 4.125%
HK$31,646
baseline
▲ 0.50% · 4.625%
HK$33,572
+HK$1,926/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,292/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,129
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$902/mo
Today · 4.125%
HK$34,919
baseline
▲ 0.50% · 4.625%
HK$36,759
+HK$1,840/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,838/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,735
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,846
−HK$1,130/mo
Today · 4.125%
HK$37,976
baseline
▲ 0.50% · 4.625%
HK$40,286
+HK$2,310/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$75,952/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,755
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,821
−HK$1,081/mo
Today · 4.125%
HK$41,902
baseline
▲ 0.50% · 4.625%
HK$44,111
+HK$2,209/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$83,804/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,690
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,987
−HK$1,318/mo
Today · 4.125%
HK$44,305
baseline
▲ 0.50% · 4.625%
HK$47,001
+HK$2,696/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,610/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,380
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,624
−HK$1,262/mo
Today · 4.125%
HK$48,886
baseline
▲ 0.50% · 4.625%
HK$51,463
+HK$2,577/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,772/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,602
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,269
−HK$1,694/mo
Today · 4.125%
HK$56,963
baseline
▲ 0.50% · 4.625%
HK$60,429
+HK$3,466/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,926/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,632
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,231
−HK$1,622/mo
Today · 4.125%
HK$62,853
baseline
▲ 0.50% · 4.625%
HK$66,167
+HK$3,314/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,706/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,730 · Scale 2, in force from 26 Feb 2026)