LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,781
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,707
−HK$942/mo
Today · 4.125%
HK$31,649
baseline
▲ 0.50% · 4.625%
HK$33,574
+HK$1,925/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,298/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,131
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,020
−HK$901/mo
Today · 4.125%
HK$34,921
baseline
▲ 0.50% · 4.625%
HK$36,762
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,842/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,737
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,849
−HK$1,129/mo
Today · 4.125%
HK$37,978
baseline
▲ 0.50% · 4.625%
HK$40,289
+HK$2,311/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$75,956/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,757
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,824
−HK$1,081/mo
Today · 4.125%
HK$41,905
baseline
▲ 0.50% · 4.625%
HK$44,114
+HK$2,209/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$83,810/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,693
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,990
−HK$1,318/mo
Today · 4.125%
HK$44,308
baseline
▲ 0.50% · 4.625%
HK$47,004
+HK$2,696/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,616/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,384
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,628
−HK$1,262/mo
Today · 4.125%
HK$48,890
baseline
▲ 0.50% · 4.625%
HK$51,467
+HK$2,577/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,780/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,606
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,273
−HK$1,694/mo
Today · 4.125%
HK$56,967
baseline
▲ 0.50% · 4.625%
HK$60,434
+HK$3,467/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,934/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,636
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,235
−HK$1,623/mo
Today · 4.125%
HK$62,858
baseline
▲ 0.50% · 4.625%
HK$66,171
+HK$3,313/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,716/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,765 · Scale 2, in force from 26 Feb 2026)