LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,782
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,709
−HK$941/mo
Today · 4.125%
HK$31,650
baseline
▲ 0.50% · 4.625%
HK$33,576
+HK$1,926/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,300/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,132
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,021
−HK$901/mo
Today · 4.125%
HK$34,922
baseline
▲ 0.50% · 4.625%
HK$36,763
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,844/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,739
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,850
−HK$1,130/mo
Today · 4.125%
HK$37,980
baseline
▲ 0.50% · 4.625%
HK$40,291
+HK$2,311/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$75,960/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,759
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,825
−HK$1,082/mo
Today · 4.125%
HK$41,907
baseline
▲ 0.50% · 4.625%
HK$44,116
+HK$2,209/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$83,814/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,695
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,992
−HK$1,318/mo
Today · 4.125%
HK$44,310
baseline
▲ 0.50% · 4.625%
HK$47,006
+HK$2,696/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,620/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,385
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,629
−HK$1,262/mo
Today · 4.125%
HK$48,891
baseline
▲ 0.50% · 4.625%
HK$51,468
+HK$2,577/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,782/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,608
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,275
−HK$1,694/mo
Today · 4.125%
HK$56,969
baseline
▲ 0.50% · 4.625%
HK$60,436
+HK$3,467/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$113,938/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,638
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,238
−HK$1,622/mo
Today · 4.125%
HK$62,860
baseline
▲ 0.50% · 4.625%
HK$66,174
+HK$3,314/mo
Deposit HK$1.31M · loan HK$11.75M · min. income ≈ HK$125,720/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,783 · Scale 2, in force from 26 Feb 2026)