LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,785
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,711
−HK$941/mo
Today · 4.125%
HK$31,652
baseline
▲ 0.50% · 4.625%
HK$33,578
+HK$1,926/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,304/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,135
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,024
−HK$901/mo
Today · 4.125%
HK$34,925
baseline
▲ 0.50% · 4.625%
HK$36,766
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,850/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,742
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,853
−HK$1,130/mo
Today · 4.125%
HK$37,983
baseline
▲ 0.50% · 4.625%
HK$40,294
+HK$2,311/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$75,966/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,762
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,829
−HK$1,081/mo
Today · 4.125%
HK$41,910
baseline
▲ 0.50% · 4.625%
HK$44,120
+HK$2,210/mo
Deposit HK$5.22M · loan HK$7.84M · min. income ≈ HK$83,820/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,699
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,996
−HK$1,317/mo
Today · 4.125%
HK$44,313
baseline
▲ 0.50% · 4.625%
HK$47,010
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,626/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,389
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,633
−HK$1,262/mo
Today · 4.125%
HK$48,895
baseline
▲ 0.50% · 4.625%
HK$51,473
+HK$2,578/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,790/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,612
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,280
−HK$1,694/mo
Today · 4.125%
HK$56,974
baseline
▲ 0.50% · 4.625%
HK$60,441
+HK$3,467/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,948/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,643
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,243
−HK$1,623/mo
Today · 4.125%
HK$62,866
baseline
▲ 0.50% · 4.625%
HK$66,179
+HK$3,313/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,732/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,825 · Scale 2, in force from 26 Feb 2026)