LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,786
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,713
−HK$941/mo
Today · 4.125%
HK$31,654
baseline
▲ 0.50% · 4.625%
HK$33,580
+HK$1,926/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,308/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,137
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,026
−HK$901/mo
Today · 4.125%
HK$34,927
baseline
▲ 0.50% · 4.625%
HK$36,768
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,854/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,744
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,855
−HK$1,130/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$40,296
+HK$2,311/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,764
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,831
−HK$1,082/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,122
+HK$2,209/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,701
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,998
−HK$1,318/mo
Today · 4.125%
HK$44,316
baseline
▲ 0.50% · 4.625%
HK$47,012
+HK$2,696/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,632/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,392
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,636
−HK$1,262/mo
Today · 4.125%
HK$48,898
baseline
▲ 0.50% · 4.625%
HK$51,476
+HK$2,578/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,796/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,615
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,283
−HK$1,695/mo
Today · 4.125%
HK$56,978
baseline
▲ 0.50% · 4.625%
HK$60,445
+HK$3,467/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,956/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,647
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,246
−HK$1,623/mo
Today · 4.125%
HK$62,869
baseline
▲ 0.50% · 4.625%
HK$66,183
+HK$3,314/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,738/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,853 · Scale 2, in force from 26 Feb 2026)