LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,787
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,713
−HK$942/mo
Today · 4.125%
HK$31,655
baseline
▲ 0.50% · 4.625%
HK$33,581
+HK$1,926/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,310/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,137
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,026
−HK$902/mo
Today · 4.125%
HK$34,928
baseline
▲ 0.50% · 4.625%
HK$36,769
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,856/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,744
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,856
−HK$1,129/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$40,297
+HK$2,312/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,765
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,831
−HK$1,082/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,122
+HK$2,209/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,701
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,998
−HK$1,318/mo
Today · 4.125%
HK$44,316
baseline
▲ 0.50% · 4.625%
HK$47,013
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,632/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,392
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,637
−HK$1,262/mo
Today · 4.125%
HK$48,899
baseline
▲ 0.50% · 4.625%
HK$51,476
+HK$2,577/mo
Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$97,798/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,616
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,284
−HK$1,694/mo
Today · 4.125%
HK$56,978
baseline
▲ 0.50% · 4.625%
HK$60,445
+HK$3,467/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,956/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,647
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,247
−HK$1,623/mo
Today · 4.125%
HK$62,870
baseline
▲ 0.50% · 4.625%
HK$66,184
+HK$3,314/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,740/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,857 · Scale 2, in force from 26 Feb 2026)