LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,792
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$942/mo
Today · 4.125%
HK$31,660
baseline
▲ 0.50% · 4.625%
HK$33,586
+HK$1,926/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,320/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,143
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,032
−HK$902/mo
Today · 4.125%
HK$34,934
baseline
▲ 0.50% · 4.625%
HK$36,775
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,868/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,750
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,862
−HK$1,130/mo
Today · 4.125%
HK$37,992
baseline
▲ 0.50% · 4.625%
HK$40,304
+HK$2,312/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$75,984/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,772
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,838
−HK$1,082/mo
Today · 4.125%
HK$41,920
baseline
▲ 0.50% · 4.625%
HK$44,130
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,840/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,708
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,006
−HK$1,318/mo
Today · 4.125%
HK$44,324
baseline
▲ 0.50% · 4.625%
HK$47,021
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,648/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,400
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,645
−HK$1,262/mo
Today · 4.125%
HK$48,907
baseline
▲ 0.50% · 4.625%
HK$51,485
+HK$2,578/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,814/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,625
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,293
−HK$1,695/mo
Today · 4.125%
HK$56,988
baseline
▲ 0.50% · 4.625%
HK$60,455
+HK$3,467/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,976/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,657
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,257
−HK$1,624/mo
Today · 4.125%
HK$62,881
baseline
▲ 0.50% · 4.625%
HK$66,195
+HK$3,314/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,762/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,941 · Scale 2, in force from 26 Feb 2026)