LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,793
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,720
−HK$941/mo
Today · 4.125%
HK$31,661
baseline
▲ 0.50% · 4.625%
HK$33,588
+HK$1,927/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,322/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,144
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,033
−HK$902/mo
Today · 4.125%
HK$34,935
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$1,842/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,870/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,752
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,864
−HK$1,130/mo
Today · 4.125%
HK$37,994
baseline
▲ 0.50% · 4.625%
HK$40,305
+HK$2,311/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$75,988/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,773
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,840
−HK$1,082/mo
Today · 4.125%
HK$41,922
baseline
▲ 0.50% · 4.625%
HK$44,132
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,844/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,710
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,008
−HK$1,318/mo
Today · 4.125%
HK$44,326
baseline
▲ 0.50% · 4.625%
HK$47,023
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,652/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,402
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,647
−HK$1,262/mo
Today · 4.125%
HK$48,909
baseline
▲ 0.50% · 4.625%
HK$51,487
+HK$2,578/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,818/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,627
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,295
−HK$1,695/mo
Today · 4.125%
HK$56,990
baseline
▲ 0.50% · 4.625%
HK$60,458
+HK$3,468/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,980/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,660
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,260
−HK$1,623/mo
Today · 4.125%
HK$62,883
baseline
▲ 0.50% · 4.625%
HK$66,198
+HK$3,315/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,766/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,962 · Scale 2, in force from 26 Feb 2026)