LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,794
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,720
−HK$942/mo
Today · 4.125%
HK$31,662
baseline
▲ 0.50% · 4.625%
HK$33,589
+HK$1,927/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,324/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,145
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,034
−HK$902/mo
Today · 4.125%
HK$34,936
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,872/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,752
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,865
−HK$1,129/mo
Today · 4.125%
HK$37,994
baseline
▲ 0.50% · 4.625%
HK$40,306
+HK$2,312/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$75,988/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,774
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,841
−HK$1,082/mo
Today · 4.125%
HK$41,923
baseline
▲ 0.50% · 4.625%
HK$44,133
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,846/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,711
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,009
−HK$1,318/mo
Today · 4.125%
HK$44,327
baseline
▲ 0.50% · 4.625%
HK$47,024
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,654/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,403
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,648
−HK$1,262/mo
Today · 4.125%
HK$48,910
baseline
▲ 0.50% · 4.625%
HK$51,488
+HK$2,578/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,820/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,629
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,297
−HK$1,695/mo
Today · 4.125%
HK$56,992
baseline
▲ 0.50% · 4.625%
HK$60,460
+HK$3,468/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,984/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,661
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,262
−HK$1,623/mo
Today · 4.125%
HK$62,885
baseline
▲ 0.50% · 4.625%
HK$66,199
+HK$3,314/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,770/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,974 · Scale 2, in force from 26 Feb 2026)