LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,794
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,721
−HK$942/mo
Today · 4.125%
HK$31,663
baseline
▲ 0.50% · 4.625%
HK$33,589
+HK$1,926/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,326/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,146
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,035
−HK$902/mo
Today · 4.125%
HK$34,937
baseline
▲ 0.50% · 4.625%
HK$36,778
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,874/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,753
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,866
−HK$1,129/mo
Today · 4.125%
HK$37,995
baseline
▲ 0.50% · 4.625%
HK$40,307
+HK$2,312/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$75,990/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,775
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,842
−HK$1,082/mo
Today · 4.125%
HK$41,924
baseline
▲ 0.50% · 4.625%
HK$44,134
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,848/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,712
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,010
−HK$1,318/mo
Today · 4.125%
HK$44,328
baseline
▲ 0.50% · 4.625%
HK$47,025
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,656/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,405
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,649
−HK$1,263/mo
Today · 4.125%
HK$48,912
baseline
▲ 0.50% · 4.625%
HK$51,490
+HK$2,578/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,824/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,630
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,298
−HK$1,695/mo
Today · 4.125%
HK$56,993
baseline
▲ 0.50% · 4.625%
HK$60,461
+HK$3,468/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,986/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,663
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,263
−HK$1,623/mo
Today · 4.125%
HK$62,886
baseline
▲ 0.50% · 4.625%
HK$66,201
+HK$3,315/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,772/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,986 · Scale 2, in force from 26 Feb 2026)