LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,795
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,722
−HK$941/mo
Today · 4.125%
HK$31,663
baseline
▲ 0.50% · 4.625%
HK$33,590
+HK$1,927/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,326/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,147
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,035
−HK$902/mo
Today · 4.125%
HK$34,937
baseline
▲ 0.50% · 4.625%
HK$36,779
+HK$1,842/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,874/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$489,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,754
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,866
−HK$1,130/mo
Today · 4.125%
HK$37,996
baseline
▲ 0.50% · 4.625%
HK$40,308
+HK$2,312/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$75,992/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,776
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,843
−HK$1,082/mo
Today · 4.125%
HK$41,925
baseline
▲ 0.50% · 4.625%
HK$44,135
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,850/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$489,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,713
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,010
−HK$1,319/mo
Today · 4.125%
HK$44,329
baseline
▲ 0.50% · 4.625%
HK$47,026
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,658/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,405
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,650
−HK$1,262/mo
Today · 4.125%
HK$48,912
baseline
▲ 0.50% · 4.625%
HK$51,490
+HK$2,578/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,824/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$489,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,631
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,299
−HK$1,695/mo
Today · 4.125%
HK$56,994
baseline
▲ 0.50% · 4.625%
HK$60,462
+HK$3,468/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,988/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,664
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,264
−HK$1,623/mo
Today · 4.125%
HK$62,887
baseline
▲ 0.50% · 4.625%
HK$66,202
+HK$3,315/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,774/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$489,993 · Scale 2, in force from 26 Feb 2026)