LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,797
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,724
−HK$941/mo
Today · 4.125%
HK$31,665
baseline
▲ 0.50% · 4.625%
HK$33,592
+HK$1,927/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,330/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,149
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,038
−HK$902/mo
Today · 4.125%
HK$34,940
baseline
▲ 0.50% · 4.625%
HK$36,781
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,880/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,756
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,868
−HK$1,130/mo
Today · 4.125%
HK$37,998
baseline
▲ 0.50% · 4.625%
HK$40,311
+HK$2,313/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$75,996/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,778
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,845
−HK$1,083/mo
Today · 4.125%
HK$41,928
baseline
▲ 0.50% · 4.625%
HK$44,138
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,856/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,716
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,013
−HK$1,319/mo
Today · 4.125%
HK$44,332
baseline
▲ 0.50% · 4.625%
HK$47,029
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,664/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,408
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,653
−HK$1,262/mo
Today · 4.125%
HK$48,915
baseline
▲ 0.50% · 4.625%
HK$51,494
+HK$2,579/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,830/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,634
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,303
−HK$1,695/mo
Today · 4.125%
HK$56,998
baseline
▲ 0.50% · 4.625%
HK$60,466
+HK$3,468/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,996/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,668
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,268
−HK$1,623/mo
Today · 4.125%
HK$62,891
baseline
▲ 0.50% · 4.625%
HK$66,206
+HK$3,315/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,782/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,025 · Scale 2, in force from 26 Feb 2026)