LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,798
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,725
−HK$941/mo
Today · 4.125%
HK$31,666
baseline
▲ 0.50% · 4.625%
HK$33,593
+HK$1,927/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,332/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$490,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,150
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,039
−HK$902/mo
Today · 4.125%
HK$34,941
baseline
▲ 0.50% · 4.625%
HK$36,782
+HK$1,841/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,882/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$490,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,757
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,870
−HK$1,130/mo
Today · 4.125%
HK$38,000
baseline
▲ 0.50% · 4.625%
HK$40,312
+HK$2,312/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$76,000/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,780
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,846
−HK$1,083/mo
Today · 4.125%
HK$41,929
baseline
▲ 0.50% · 4.625%
HK$44,139
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,858/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,717
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,014
−HK$1,319/mo
Today · 4.125%
HK$44,333
baseline
▲ 0.50% · 4.625%
HK$47,030
+HK$2,697/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,666/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,410
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,654
−HK$1,263/mo
Today · 4.125%
HK$48,917
baseline
▲ 0.50% · 4.625%
HK$51,495
+HK$2,578/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,834/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,636
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,304
−HK$1,695/mo
Today · 4.125%
HK$56,999
baseline
▲ 0.50% · 4.625%
HK$60,468
+HK$3,469/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$113,998/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,669
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,270
−HK$1,623/mo
Today · 4.125%
HK$62,893
baseline
▲ 0.50% · 4.625%
HK$66,208
+HK$3,315/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,786/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,040 · Scale 2, in force from 26 Feb 2026)