LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,800
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,727
−HK$942/mo
Today · 4.125%
HK$31,669
baseline
▲ 0.50% · 4.625%
HK$33,596
+HK$1,927/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,338/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$490,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,153
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,042
−HK$902/mo
Today · 4.125%
HK$34,944
baseline
▲ 0.50% · 4.625%
HK$36,786
+HK$1,842/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,888/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$490,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,761
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,873
−HK$1,130/mo
Today · 4.125%
HK$38,003
baseline
▲ 0.50% · 4.625%
HK$40,315
+HK$2,312/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$76,006/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,783
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,850
−HK$1,083/mo
Today · 4.125%
HK$41,933
baseline
▲ 0.50% · 4.625%
HK$44,143
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,866/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,721
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,018
−HK$1,319/mo
Today · 4.125%
HK$44,337
baseline
▲ 0.50% · 4.625%
HK$47,035
+HK$2,698/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,674/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,414
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,659
−HK$1,262/mo
Today · 4.125%
HK$48,921
baseline
▲ 0.50% · 4.625%
HK$51,500
+HK$2,579/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,842/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,641
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,309
−HK$1,696/mo
Today · 4.125%
HK$57,005
baseline
▲ 0.50% · 4.625%
HK$60,473
+HK$3,468/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$114,010/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,675
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,275
−HK$1,624/mo
Today · 4.125%
HK$62,899
baseline
▲ 0.50% · 4.625%
HK$66,214
+HK$3,315/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,798/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,084 · Scale 2, in force from 26 Feb 2026)