LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,801
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,728
−HK$942/mo
Today · 4.125%
HK$31,670
baseline
▲ 0.50% · 4.625%
HK$33,597
+HK$1,927/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$63,340/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$490,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,153
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$902/mo
Today · 4.125%
HK$34,945
baseline
▲ 0.50% · 4.625%
HK$36,787
+HK$1,842/mo
Deposit HK$6.53M · loan HK$6.53M · min. income ≈ HK$69,890/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$490,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,761
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,874
−HK$1,130/mo
Today · 4.125%
HK$38,004
baseline
▲ 0.50% · 4.625%
HK$40,316
+HK$2,312/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$76,008/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,784
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,851
−HK$1,083/mo
Today · 4.125%
HK$41,934
baseline
▲ 0.50% · 4.625%
HK$44,144
+HK$2,210/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,868/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,722
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,019
−HK$1,319/mo
Today · 4.125%
HK$44,338
baseline
▲ 0.50% · 4.625%
HK$47,036
+HK$2,698/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,676/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,415
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,660
−HK$1,262/mo
Today · 4.125%
HK$48,922
baseline
▲ 0.50% · 4.625%
HK$51,501
+HK$2,579/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,844/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,642
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,311
−HK$1,695/mo
Today · 4.125%
HK$57,006
baseline
▲ 0.50% · 4.625%
HK$60,474
+HK$3,468/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$114,012/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,676
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,277
−HK$1,623/mo
Today · 4.125%
HK$62,900
baseline
▲ 0.50% · 4.625%
HK$66,216
+HK$3,316/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,800/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,095 · Scale 2, in force from 26 Feb 2026)