LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,807
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,734
−HK$942/mo
Today · 4.125%
HK$31,676
baseline
▲ 0.50% · 4.625%
HK$33,603
+HK$1,927/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,352/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,049
−HK$902/mo
Today · 4.125%
HK$34,951
baseline
▲ 0.50% · 4.625%
HK$36,793
+HK$1,842/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,902/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,768
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,880
−HK$1,131/mo
Today · 4.125%
HK$38,011
baseline
▲ 0.50% · 4.625%
HK$40,324
+HK$2,313/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$76,022/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,791
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,859
−HK$1,082/mo
Today · 4.125%
HK$41,941
baseline
▲ 0.50% · 4.625%
HK$44,152
+HK$2,211/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,882/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,729
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,027
−HK$1,319/mo
Today · 4.125%
HK$44,346
baseline
▲ 0.50% · 4.625%
HK$47,044
+HK$2,698/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,692/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,423
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,668
−HK$1,263/mo
Today · 4.125%
HK$48,931
baseline
▲ 0.50% · 4.625%
HK$51,511
+HK$2,580/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,862/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,652
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,321
−HK$1,695/mo
Today · 4.125%
HK$57,016
baseline
▲ 0.50% · 4.625%
HK$60,485
+HK$3,469/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$114,032/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,687
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,288
−HK$1,624/mo
Today · 4.125%
HK$62,912
baseline
▲ 0.50% · 4.625%
HK$66,228
+HK$3,316/mo
Deposit HK$1.31M · loan HK$11.76M · min. income ≈ HK$125,824/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,184 · Scale 2, in force from 26 Feb 2026)