LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,811
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,738
−HK$942/mo
Today · 4.125%
HK$31,680
baseline
▲ 0.50% · 4.625%
HK$33,608
+HK$1,928/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,360/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,164
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,054
−HK$902/mo
Today · 4.125%
HK$34,956
baseline
▲ 0.50% · 4.625%
HK$36,799
+HK$1,843/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,912/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,773
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,886
−HK$1,130/mo
Today · 4.125%
HK$38,016
baseline
▲ 0.50% · 4.625%
HK$40,329
+HK$2,313/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$76,032/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,797
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,864
−HK$1,083/mo
Today · 4.125%
HK$41,947
baseline
▲ 0.50% · 4.625%
HK$44,158
+HK$2,211/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,894/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,735
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,033
−HK$1,319/mo
Today · 4.125%
HK$44,352
baseline
▲ 0.50% · 4.625%
HK$47,051
+HK$2,699/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,704/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,430
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,675
−HK$1,263/mo
Today · 4.125%
HK$48,938
baseline
▲ 0.50% · 4.625%
HK$51,518
+HK$2,580/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,876/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,659
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,329
−HK$1,695/mo
Today · 4.125%
HK$57,024
baseline
▲ 0.50% · 4.625%
HK$60,494
+HK$3,470/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,048/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,696
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,297
−HK$1,624/mo
Today · 4.125%
HK$62,921
baseline
▲ 0.50% · 4.625%
HK$66,237
+HK$3,316/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,842/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,254 · Scale 2, in force from 26 Feb 2026)