LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,813
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$942/mo
Today · 4.125%
HK$31,682
baseline
▲ 0.50% · 4.625%
HK$33,610
+HK$1,928/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,364/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,166
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,056
−HK$902/mo
Today · 4.125%
HK$34,958
baseline
▲ 0.50% · 4.625%
HK$36,801
+HK$1,843/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,916/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,775
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,888
−HK$1,131/mo
Today · 4.125%
HK$38,019
baseline
▲ 0.50% · 4.625%
HK$40,332
+HK$2,313/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$76,038/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,800
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,867
−HK$1,083/mo
Today · 4.125%
HK$41,950
baseline
▲ 0.50% · 4.625%
HK$44,161
+HK$2,211/mo
Deposit HK$5.23M · loan HK$7.84M · min. income ≈ HK$83,900/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,738
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,036
−HK$1,319/mo
Today · 4.125%
HK$44,355
baseline
▲ 0.50% · 4.625%
HK$47,054
+HK$2,699/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,710/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,433
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,678
−HK$1,264/mo
Today · 4.125%
HK$48,942
baseline
▲ 0.50% · 4.625%
HK$51,521
+HK$2,579/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,884/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,663
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,332
−HK$1,696/mo
Today · 4.125%
HK$57,028
baseline
▲ 0.50% · 4.625%
HK$60,498
+HK$3,470/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,056/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,699
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,301
−HK$1,624/mo
Today · 4.125%
HK$62,925
baseline
▲ 0.50% · 4.625%
HK$66,242
+HK$3,317/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,850/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,286 · Scale 2, in force from 26 Feb 2026)