LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,816
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,744
−HK$942/mo
Today · 4.125%
HK$31,686
baseline
▲ 0.50% · 4.625%
HK$33,614
+HK$1,928/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,372/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,170
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,060
−HK$902/mo
Today · 4.125%
HK$34,962
baseline
▲ 0.50% · 4.625%
HK$36,805
+HK$1,843/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,924/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,779
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,892
−HK$1,131/mo
Today · 4.125%
HK$38,023
baseline
▲ 0.50% · 4.625%
HK$40,337
+HK$2,314/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,046/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,804
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,872
−HK$1,083/mo
Today · 4.125%
HK$41,955
baseline
▲ 0.50% · 4.625%
HK$44,166
+HK$2,211/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,910/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,743
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,041
−HK$1,319/mo
Today · 4.125%
HK$44,360
baseline
▲ 0.50% · 4.625%
HK$47,059
+HK$2,699/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,720/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,438
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,684
−HK$1,263/mo
Today · 4.125%
HK$48,947
baseline
▲ 0.50% · 4.625%
HK$51,527
+HK$2,580/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,894/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,669
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,338
−HK$1,697/mo
Today · 4.125%
HK$57,035
baseline
▲ 0.50% · 4.625%
HK$60,505
+HK$3,470/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,070/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,706
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,308
−HK$1,624/mo
Today · 4.125%
HK$62,932
baseline
▲ 0.50% · 4.625%
HK$66,249
+HK$3,317/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,864/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,342 · Scale 2, in force from 26 Feb 2026)