LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,820
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,747
−HK$943/mo
Today · 4.125%
HK$31,690
baseline
▲ 0.50% · 4.625%
HK$33,618
+HK$1,928/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,380/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,174
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,064
−HK$902/mo
Today · 4.125%
HK$34,966
baseline
▲ 0.50% · 4.625%
HK$36,809
+HK$1,843/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,932/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,784
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,897
−HK$1,130/mo
Today · 4.125%
HK$38,027
baseline
▲ 0.50% · 4.625%
HK$40,341
+HK$2,314/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,054/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,809
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,876
−HK$1,084/mo
Today · 4.125%
HK$41,960
baseline
▲ 0.50% · 4.625%
HK$44,171
+HK$2,211/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,920/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,747
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,046
−HK$1,319/mo
Today · 4.125%
HK$44,365
baseline
▲ 0.50% · 4.625%
HK$47,065
+HK$2,700/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$88,730/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,444
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,689
−HK$1,264/mo
Today · 4.125%
HK$48,953
baseline
▲ 0.50% · 4.625%
HK$51,533
+HK$2,580/mo
Deposit HK$3.92M · loan HK$9.15M · min. income ≈ HK$97,906/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,675
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,345
−HK$1,696/mo
Today · 4.125%
HK$57,041
baseline
▲ 0.50% · 4.625%
HK$60,512
+HK$3,471/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,082/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,713
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,315
−HK$1,624/mo
Today · 4.125%
HK$62,939
baseline
▲ 0.50% · 4.625%
HK$66,257
+HK$3,318/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,878/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,399 · Scale 2, in force from 26 Feb 2026)