LTV · monthly repayment
▼ 0.50% · 3.625%
HK$298,219
−HK$18,701/mo
▼ 0.25% · 3.875%
HK$307,495
−HK$9,425/mo
Today · 4.125%
HK$316,920
baseline
▲ 0.50% · 4.625%
HK$336,204
+HK$19,284/mo
Deposit HK$65.39M · loan HK$65.39M · min. income ≈ HK$633,840/mo (50% DSR)
Upfront cash ≈ HK$73.89M (deposit + AVD stamp duty HK$8,500,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,766
−HK$17,924/mo
▼ 0.25% · 3.875%
HK$340,664
−HK$9,026/mo
Today · 4.125%
HK$349,690
baseline
▲ 0.50% · 4.625%
HK$368,123
+HK$18,433/mo
Deposit HK$65.39M · loan HK$65.39M · min. income ≈ HK$699,380/mo (50% DSR)
Upfront cash ≈ HK$73.89M (deposit + AVD stamp duty HK$8,500,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,863
−HK$22,441/mo
▼ 0.25% · 3.875%
HK$368,995
−HK$11,309/mo
Today · 4.125%
HK$380,304
baseline
▲ 0.50% · 4.625%
HK$403,445
+HK$23,141/mo
Deposit HK$52.31M · loan HK$78.47M · min. income ≈ HK$760,608/mo (50% DSR)
Upfront cash ≈ HK$60.81M (deposit + AVD stamp duty HK$8,500,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,119
−HK$21,509/mo
▼ 0.25% · 3.875%
HK$408,796
−HK$10,832/mo
Today · 4.125%
HK$419,628
baseline
▲ 0.50% · 4.625%
HK$441,747
+HK$22,119/mo
Deposit HK$52.31M · loan HK$78.47M · min. income ≈ HK$839,256/mo (50% DSR)
Upfront cash ≈ HK$60.81M (deposit + AVD stamp duty HK$8,500,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,507
−HK$26,181/mo
▼ 0.25% · 3.875%
HK$430,494
−HK$13,194/mo
Today · 4.125%
HK$443,688
baseline
▲ 0.50% · 4.625%
HK$470,685
+HK$26,997/mo
Deposit HK$39.23M · loan HK$91.55M · min. income ≈ HK$887,376/mo (50% DSR)
Upfront cash ≈ HK$47.74M (deposit + AVD stamp duty HK$8,500,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$464,472
−HK$25,094/mo
▼ 0.25% · 3.875%
HK$476,929
−HK$12,637/mo
Today · 4.125%
HK$489,566
baseline
▲ 0.50% · 4.625%
HK$515,372
+HK$25,806/mo
Deposit HK$39.23M · loan HK$91.55M · min. income ≈ HK$979,132/mo (50% DSR)
Upfront cash ≈ HK$47.74M (deposit + AVD stamp duty HK$8,500,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$536,794
−HK$33,662/mo
▼ 0.25% · 3.875%
HK$553,492
−HK$16,964/mo
Today · 4.125%
HK$570,456
baseline
▲ 0.50% · 4.625%
HK$605,167
+HK$34,711/mo
Deposit HK$13.08M · loan HK$117.70M · min. income ≈ HK$1,140,912/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$8,500,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$597,178
−HK$32,264/mo
▼ 0.25% · 3.875%
HK$613,194
−HK$16,248/mo
Today · 4.125%
HK$629,442
baseline
▲ 0.50% · 4.625%
HK$662,621
+HK$33,179/mo
Deposit HK$13.08M · loan HK$117.70M · min. income ≈ HK$1,258,884/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$8,500,905 · Scale 2, in force from 26 Feb 2026)