LTV · monthly repayment
▼ 0.50% · 3.625%
HK$298,242
−HK$18,702/mo
▼ 0.25% · 3.875%
HK$307,519
−HK$9,425/mo
Today · 4.125%
HK$316,944
baseline
▲ 0.50% · 4.625%
HK$336,230
+HK$19,286/mo
Deposit HK$65.40M · loan HK$65.40M · min. income ≈ HK$633,888/mo (50% DSR)
Upfront cash ≈ HK$73.90M (deposit + AVD stamp duty HK$8,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,791
−HK$17,926/mo
▼ 0.25% · 3.875%
HK$340,690
−HK$9,027/mo
Today · 4.125%
HK$349,717
baseline
▲ 0.50% · 4.625%
HK$368,151
+HK$18,434/mo
Deposit HK$65.40M · loan HK$65.40M · min. income ≈ HK$699,434/mo (50% DSR)
Upfront cash ≈ HK$73.90M (deposit + AVD stamp duty HK$8,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,890
−HK$22,443/mo
▼ 0.25% · 3.875%
HK$369,023
−HK$11,310/mo
Today · 4.125%
HK$380,333
baseline
▲ 0.50% · 4.625%
HK$403,476
+HK$23,143/mo
Deposit HK$52.32M · loan HK$78.48M · min. income ≈ HK$760,666/mo (50% DSR)
Upfront cash ≈ HK$60.82M (deposit + AVD stamp duty HK$8,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,149
−HK$21,511/mo
▼ 0.25% · 3.875%
HK$408,827
−HK$10,833/mo
Today · 4.125%
HK$419,660
baseline
▲ 0.50% · 4.625%
HK$441,781
+HK$22,121/mo
Deposit HK$52.32M · loan HK$78.48M · min. income ≈ HK$839,320/mo (50% DSR)
Upfront cash ≈ HK$60.82M (deposit + AVD stamp duty HK$8,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,539
−HK$26,183/mo
▼ 0.25% · 3.875%
HK$430,526
−HK$13,196/mo
Today · 4.125%
HK$443,722
baseline
▲ 0.50% · 4.625%
HK$470,721
+HK$26,999/mo
Deposit HK$39.24M · loan HK$91.56M · min. income ≈ HK$887,444/mo (50% DSR)
Upfront cash ≈ HK$47.74M (deposit + AVD stamp duty HK$8,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$464,508
−HK$25,095/mo
▼ 0.25% · 3.875%
HK$476,965
−HK$12,638/mo
Today · 4.125%
HK$489,603
baseline
▲ 0.50% · 4.625%
HK$515,411
+HK$25,808/mo
Deposit HK$39.24M · loan HK$91.56M · min. income ≈ HK$979,206/mo (50% DSR)
Upfront cash ≈ HK$47.74M (deposit + AVD stamp duty HK$8,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$536,835
−HK$33,665/mo
▼ 0.25% · 3.875%
HK$553,534
−HK$16,966/mo
Today · 4.125%
HK$570,500
baseline
▲ 0.50% · 4.625%
HK$605,213
+HK$34,713/mo
Deposit HK$13.08M · loan HK$117.71M · min. income ≈ HK$1,141,000/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$8,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$597,224
−HK$32,266/mo
▼ 0.25% · 3.875%
HK$613,241
−HK$16,249/mo
Today · 4.125%
HK$629,490
baseline
▲ 0.50% · 4.625%
HK$662,671
+HK$33,181/mo
Deposit HK$13.08M · loan HK$117.71M · min. income ≈ HK$1,258,980/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$8,501,554 · Scale 2, in force from 26 Feb 2026)