LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,824
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,752
−HK$943/mo
Today · 4.125%
HK$31,695
baseline
▲ 0.50% · 4.625%
HK$33,623
+HK$1,928/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,390/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,179
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,069
−HK$903/mo
Today · 4.125%
HK$34,972
baseline
▲ 0.50% · 4.625%
HK$36,815
+HK$1,843/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,944/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,789
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,903
−HK$1,131/mo
Today · 4.125%
HK$38,034
baseline
▲ 0.50% · 4.625%
HK$40,348
+HK$2,314/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,068/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,815
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,883
−HK$1,083/mo
Today · 4.125%
HK$41,966
baseline
▲ 0.50% · 4.625%
HK$44,179
+HK$2,213/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,932/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,754
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,053
−HK$1,320/mo
Today · 4.125%
HK$44,373
baseline
▲ 0.50% · 4.625%
HK$47,073
+HK$2,700/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$88,746/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,451
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,697
−HK$1,264/mo
Today · 4.125%
HK$48,961
baseline
▲ 0.50% · 4.625%
HK$51,542
+HK$2,581/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$97,922/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,684
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,354
−HK$1,696/mo
Today · 4.125%
HK$57,050
baseline
▲ 0.50% · 4.625%
HK$60,522
+HK$3,472/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,100/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,723
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,325
−HK$1,625/mo
Today · 4.125%
HK$62,950
baseline
▲ 0.50% · 4.625%
HK$66,268
+HK$3,318/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,900/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,479 · Scale 2, in force from 26 Feb 2026)