LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,826
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,754
−HK$942/mo
Today · 4.125%
HK$31,696
baseline
▲ 0.50% · 4.625%
HK$33,625
+HK$1,929/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,392/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,181
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,071
−HK$903/mo
Today · 4.125%
HK$34,974
baseline
▲ 0.50% · 4.625%
HK$36,817
+HK$1,843/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,948/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,791
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,905
−HK$1,131/mo
Today · 4.125%
HK$38,036
baseline
▲ 0.50% · 4.625%
HK$40,350
+HK$2,314/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,072/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,817
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,885
−HK$1,084/mo
Today · 4.125%
HK$41,969
baseline
▲ 0.50% · 4.625%
HK$44,181
+HK$2,212/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,938/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,756
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,055
−HK$1,320/mo
Today · 4.125%
HK$44,375
baseline
▲ 0.50% · 4.625%
HK$47,075
+HK$2,700/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$88,750/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,454
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,699
−HK$1,264/mo
Today · 4.125%
HK$48,963
baseline
▲ 0.50% · 4.625%
HK$51,544
+HK$2,581/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$97,926/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,687
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,357
−HK$1,696/mo
Today · 4.125%
HK$57,053
baseline
▲ 0.50% · 4.625%
HK$60,525
+HK$3,472/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,106/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,726
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,328
−HK$1,625/mo
Today · 4.125%
HK$62,953
baseline
▲ 0.50% · 4.625%
HK$66,271
+HK$3,318/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,906/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,505 · Scale 2, in force from 26 Feb 2026)