LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,828
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,756
−HK$943/mo
Today · 4.125%
HK$31,699
baseline
▲ 0.50% · 4.625%
HK$33,627
+HK$1,928/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,398/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,184
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,074
−HK$902/mo
Today · 4.125%
HK$34,976
baseline
▲ 0.50% · 4.625%
HK$36,820
+HK$1,844/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,952/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,794
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,907
−HK$1,131/mo
Today · 4.125%
HK$38,038
baseline
▲ 0.50% · 4.625%
HK$40,353
+HK$2,315/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,076/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,820
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,888
−HK$1,084/mo
Today · 4.125%
HK$41,972
baseline
▲ 0.50% · 4.625%
HK$44,184
+HK$2,212/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,944/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,759
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,058
−HK$1,320/mo
Today · 4.125%
HK$44,378
baseline
▲ 0.50% · 4.625%
HK$47,078
+HK$2,700/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$88,756/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,457
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,703
−HK$1,264/mo
Today · 4.125%
HK$48,967
baseline
▲ 0.50% · 4.625%
HK$51,548
+HK$2,581/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$97,934/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,691
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,361
−HK$1,697/mo
Today · 4.125%
HK$57,058
baseline
▲ 0.50% · 4.625%
HK$60,529
+HK$3,471/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,116/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,730
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,332
−HK$1,625/mo
Today · 4.125%
HK$62,957
baseline
▲ 0.50% · 4.625%
HK$66,276
+HK$3,319/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,914/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,540 · Scale 2, in force from 26 Feb 2026)