LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,829
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,757
−HK$943/mo
Today · 4.125%
HK$31,700
baseline
▲ 0.50% · 4.625%
HK$33,628
+HK$1,928/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,400/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,185
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,075
−HK$902/mo
Today · 4.125%
HK$34,977
baseline
▲ 0.50% · 4.625%
HK$36,821
+HK$1,844/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,954/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,795
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,908
−HK$1,132/mo
Today · 4.125%
HK$38,040
baseline
▲ 0.50% · 4.625%
HK$40,354
+HK$2,314/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,080/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,821
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,889
−HK$1,084/mo
Today · 4.125%
HK$41,973
baseline
▲ 0.50% · 4.625%
HK$44,185
+HK$2,212/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,946/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,761
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,060
−HK$1,319/mo
Today · 4.125%
HK$44,379
baseline
▲ 0.50% · 4.625%
HK$47,080
+HK$2,701/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$88,758/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,458
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,704
−HK$1,264/mo
Today · 4.125%
HK$48,968
baseline
▲ 0.50% · 4.625%
HK$51,550
+HK$2,582/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$97,936/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$490,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,692
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,362
−HK$1,697/mo
Today · 4.125%
HK$57,059
baseline
▲ 0.50% · 4.625%
HK$60,531
+HK$3,472/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,118/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,732
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,334
−HK$1,625/mo
Today · 4.125%
HK$62,959
baseline
▲ 0.50% · 4.625%
HK$66,278
+HK$3,319/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,918/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,555 · Scale 2, in force from 26 Feb 2026)