LTV · monthly repayment
▼ 0.50% · 3.625%
HK$298,294
−HK$18,706/mo
▼ 0.25% · 3.875%
HK$307,573
−HK$9,427/mo
Today · 4.125%
HK$317,000
baseline
▲ 0.50% · 4.625%
HK$336,288
+HK$19,288/mo
Deposit HK$65.41M · loan HK$65.41M · min. income ≈ HK$634,000/mo (50% DSR)
Upfront cash ≈ HK$73.91M (deposit + AVD stamp duty HK$8,503,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,849
−HK$17,929/mo
▼ 0.25% · 3.875%
HK$340,749
−HK$9,029/mo
Today · 4.125%
HK$349,778
baseline
▲ 0.50% · 4.625%
HK$368,215
+HK$18,437/mo
Deposit HK$65.41M · loan HK$65.41M · min. income ≈ HK$699,556/mo (50% DSR)
Upfront cash ≈ HK$73.91M (deposit + AVD stamp duty HK$8,503,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,953
−HK$22,446/mo
▼ 0.25% · 3.875%
HK$369,087
−HK$11,312/mo
Today · 4.125%
HK$380,399
baseline
▲ 0.50% · 4.625%
HK$403,546
+HK$23,147/mo
Deposit HK$52.33M · loan HK$78.49M · min. income ≈ HK$760,798/mo (50% DSR)
Upfront cash ≈ HK$60.83M (deposit + AVD stamp duty HK$8,503,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,219
−HK$21,514/mo
▼ 0.25% · 3.875%
HK$408,899
−HK$10,834/mo
Today · 4.125%
HK$419,733
baseline
▲ 0.50% · 4.625%
HK$441,858
+HK$22,125/mo
Deposit HK$52.33M · loan HK$78.49M · min. income ≈ HK$839,466/mo (50% DSR)
Upfront cash ≈ HK$60.83M (deposit + AVD stamp duty HK$8,503,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,611
−HK$26,188/mo
▼ 0.25% · 3.875%
HK$430,602
−HK$13,197/mo
Today · 4.125%
HK$443,799
baseline
▲ 0.50% · 4.625%
HK$470,804
+HK$27,005/mo
Deposit HK$39.24M · loan HK$91.57M · min. income ≈ HK$887,598/mo (50% DSR)
Upfront cash ≈ HK$47.75M (deposit + AVD stamp duty HK$8,503,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$464,589
−HK$25,100/mo
▼ 0.25% · 3.875%
HK$477,049
−HK$12,640/mo
Today · 4.125%
HK$489,689
baseline
▲ 0.50% · 4.625%
HK$515,501
+HK$25,812/mo
Deposit HK$39.24M · loan HK$91.57M · min. income ≈ HK$979,378/mo (50% DSR)
Upfront cash ≈ HK$47.75M (deposit + AVD stamp duty HK$8,503,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$536,929
−HK$33,670/mo
▼ 0.25% · 3.875%
HK$553,631
−HK$16,968/mo
Today · 4.125%
HK$570,599
baseline
▲ 0.50% · 4.625%
HK$605,319
+HK$34,720/mo
Deposit HK$13.08M · loan HK$117.73M · min. income ≈ HK$1,141,198/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$8,503,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$597,328
−HK$32,272/mo
▼ 0.25% · 3.875%
HK$613,348
−HK$16,252/mo
Today · 4.125%
HK$629,600
baseline
▲ 0.50% · 4.625%
HK$662,787
+HK$33,187/mo
Deposit HK$13.08M · loan HK$117.73M · min. income ≈ HK$1,259,200/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$8,503,037 · Scale 2, in force from 26 Feb 2026)