LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,830
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,758
−HK$943/mo
Today · 4.125%
HK$31,701
baseline
▲ 0.50% · 4.625%
HK$33,630
+HK$1,929/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,402/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,186
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,076
−HK$903/mo
Today · 4.125%
HK$34,979
baseline
▲ 0.50% · 4.625%
HK$36,822
+HK$1,843/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,958/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,796
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,910
−HK$1,131/mo
Today · 4.125%
HK$38,041
baseline
▲ 0.50% · 4.625%
HK$40,356
+HK$2,315/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,082/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,823
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,891
−HK$1,083/mo
Today · 4.125%
HK$41,974
baseline
▲ 0.50% · 4.625%
HK$44,187
+HK$2,213/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,948/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,762
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,061
−HK$1,320/mo
Today · 4.125%
HK$44,381
baseline
▲ 0.50% · 4.625%
HK$47,082
+HK$2,701/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$88,762/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,460
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,706
−HK$1,264/mo
Today · 4.125%
HK$48,970
baseline
▲ 0.50% · 4.625%
HK$51,551
+HK$2,581/mo
Deposit HK$3.92M · loan HK$9.16M · min. income ≈ HK$97,940/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,694
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,364
−HK$1,697/mo
Today · 4.125%
HK$57,061
baseline
▲ 0.50% · 4.625%
HK$60,533
+HK$3,472/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$114,122/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,734
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,336
−HK$1,626/mo
Today · 4.125%
HK$62,962
baseline
▲ 0.50% · 4.625%
HK$66,280
+HK$3,318/mo
Deposit HK$1.31M · loan HK$11.77M · min. income ≈ HK$125,924/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,572 · Scale 2, in force from 26 Feb 2026)