LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,834
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,762
−HK$943/mo
Today · 4.125%
HK$31,705
baseline
▲ 0.50% · 4.625%
HK$33,634
+HK$1,929/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,410/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,190
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,080
−HK$903/mo
Today · 4.125%
HK$34,983
baseline
▲ 0.50% · 4.625%
HK$36,827
+HK$1,844/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,966/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,801
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,914
−HK$1,132/mo
Today · 4.125%
HK$38,046
baseline
▲ 0.50% · 4.625%
HK$40,361
+HK$2,315/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,092/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,828
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,896
−HK$1,084/mo
Today · 4.125%
HK$41,980
baseline
▲ 0.50% · 4.625%
HK$44,192
+HK$2,212/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,960/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,767
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,067
−HK$1,320/mo
Today · 4.125%
HK$44,387
baseline
▲ 0.50% · 4.625%
HK$47,087
+HK$2,700/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,774/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,466
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,712
−HK$1,264/mo
Today · 4.125%
HK$48,976
baseline
▲ 0.50% · 4.625%
HK$51,558
+HK$2,582/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$97,952/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,701
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,371
−HK$1,698/mo
Today · 4.125%
HK$57,069
baseline
▲ 0.50% · 4.625%
HK$60,541
+HK$3,472/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,138/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,742
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,344
−HK$1,625/mo
Today · 4.125%
HK$62,969
baseline
▲ 0.50% · 4.625%
HK$66,289
+HK$3,320/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$125,938/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,634 · Scale 2, in force from 26 Feb 2026)