LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,835
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,763
−HK$943/mo
Today · 4.125%
HK$31,706
baseline
▲ 0.50% · 4.625%
HK$33,635
+HK$1,929/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,412/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,191
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$904/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$36,829
+HK$1,844/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,970/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,802
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,916
−HK$1,131/mo
Today · 4.125%
HK$38,047
baseline
▲ 0.50% · 4.625%
HK$40,362
+HK$2,315/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,094/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,830
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,898
−HK$1,083/mo
Today · 4.125%
HK$41,981
baseline
▲ 0.50% · 4.625%
HK$44,194
+HK$2,213/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,962/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,769
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,068
−HK$1,321/mo
Today · 4.125%
HK$44,389
baseline
▲ 0.50% · 4.625%
HK$47,089
+HK$2,700/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,778/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,468
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,714
−HK$1,264/mo
Today · 4.125%
HK$48,978
baseline
▲ 0.50% · 4.625%
HK$51,560
+HK$2,582/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$97,956/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,703
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,374
−HK$1,697/mo
Today · 4.125%
HK$57,071
baseline
▲ 0.50% · 4.625%
HK$60,544
+HK$3,473/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,142/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,744
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,347
−HK$1,625/mo
Today · 4.125%
HK$62,972
baseline
▲ 0.50% · 4.625%
HK$66,291
+HK$3,319/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$125,944/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,655 · Scale 2, in force from 26 Feb 2026)