LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,837
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,765
−HK$943/mo
Today · 4.125%
HK$31,708
baseline
▲ 0.50% · 4.625%
HK$33,637
+HK$1,929/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,416/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,193
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,083
−HK$903/mo
Today · 4.125%
HK$34,986
baseline
▲ 0.50% · 4.625%
HK$36,831
+HK$1,845/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,972/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,804
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,918
−HK$1,131/mo
Today · 4.125%
HK$38,049
baseline
▲ 0.50% · 4.625%
HK$40,365
+HK$2,316/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,098/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,832
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,900
−HK$1,084/mo
Today · 4.125%
HK$41,984
baseline
▲ 0.50% · 4.625%
HK$44,197
+HK$2,213/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,968/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,771
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,071
−HK$1,320/mo
Today · 4.125%
HK$44,391
baseline
▲ 0.50% · 4.625%
HK$47,092
+HK$2,701/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,782/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,470
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,717
−HK$1,264/mo
Today · 4.125%
HK$48,981
baseline
▲ 0.50% · 4.625%
HK$51,563
+HK$2,582/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$97,962/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,706
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,377
−HK$1,697/mo
Today · 4.125%
HK$57,074
baseline
▲ 0.50% · 4.625%
HK$60,547
+HK$3,473/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,148/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,748
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,350
−HK$1,625/mo
Today · 4.125%
HK$62,975
baseline
▲ 0.50% · 4.625%
HK$66,295
+HK$3,320/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$125,950/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,681 · Scale 2, in force from 26 Feb 2026)